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City skyline with green grass and flag flying. Blue sky and white clouds

Panama In 2023—The Truth About Life On This Isthmus

I woke up this morning, brewed a pot of Irish breakfast tea, and, as has been my custom for decades now, sat down at my laptop to write you a letter.  I want to focus your attention this week on Panama. Trouble is... I’ve been telling people about Panama for 25 years. In fact, I…
Aerial drone panoramic view of the paradise beach with sandy shore, coral spots, palm trees, color boats and blue water of Atlantic Ocean in the Caribbean

Top Picks For Affordable Living In The Caribbean

The Caribbean holds a special place in the hearts of most North Americans… those sugar-sand beaches, perfectly clear waters, the swaying palm trees…    You could say that the Caribbean represents the quintessential going overseas fantasy—who hasn’t let themselves daydream about life on an island, dozing in a hammock with an umbrella cocktail?   Pesky practicalities always…
Historic Turia Fountain (Fuente del Turia) with Neptune statue in Valencia

A Young Family Finding Their Feet In Valencia

“We agreed to move to Valencia for a year, but within a couple months of being here, we knew we’d be here at least two… maybe for good…” I was sitting in a little café across the street from the Torres de Quart, the 15th-century, one-time gates to the city, now surrounded by modern apartment…

Top Picks For A New Dream Life South

Top Picks For A New Dream Life South Of The Border

I spent seven years living in Panama, the Hub of the Americas, and during those years, I got to know Latin America pretty well… Belize, Mexico, Paraguay, Ecuador, Colombia, Argentina, Nicaragua, Venezuela, Peru… I’ve seen a good portion of this part of the world and spent time working in each. I moved to Europe in…

The Costa Cálida: Life On The Spanish Mediterranean

Tucked between two much more visited regions on Spain’s southeastern costas lies the Costa Cálida, home to the region of Murcia and its namesake university city, a bustling little spot with spectacular architecture and a fantastic riverside culture. With more than 320 days of sunshine per year and a unique position on the Mediterranean, this…

Health Insurance Overseas And Taxes In Portugal

I don’t need to remind you of the challenges of our age. Cable news has got that beat covered. And in any case, I’m about finding opportunity (because I believe it can always be found) and organizing your life so you can enjoy what the world has to offer, even if you have to make…
Schafberg Mountain, Austria. renaissance travel

Renaissance Of The Golden Era Of Travel

Is there any mode of transport so pleasant… so relaxing… so civilized… as train travel? In Europe, at least, I’d say no. Throughout Western Europe (Portugal, Spain, France, the U.K., Germany, Italy, Switzerland, Austria), and much of Central Europe (Poland, the Czech Republic, Slovakia, Slovenia, Hungary, Croatia, Bosnia-Herzegovina, Montenegro, Serbia, North Macedonia, Albania), train networks…
Valencia’s famous aquarium

Valencia: Spain’s Unsung Glory

Valencia, Spain’s third-largest city, has so many nicknames and claims to fame, it’s hard to highlight just one aspect of this remarkable city. City of Oranges… Designer city… (World Capital of Design in 2022) Most innovative city in Europe… (third place in 2022) Green capital of the future… (2024 winner) Gastronomic mecca… (host city for…
Colombia Overseas

A Rich Cultural Scene And World Class Health Care

Dear LIOS Confidential Reader, The first time I ever recommended Americans think about retiring overseas was back in 1985. When I began making these kinds of suggestions, I was sometimes met with suspicion… sometimes ignored… now and then even attacked as part of the lunatic fringe. The good news is that today the idea of…
Aerial view of Panama's skyline.

3 Reasons To Go Offshore

Why would anyone want to “go offshore” anyway? That’s a question I ask myself at this time of year, as I put the final touches on the program for my annual Offshore Wealth Summit. The event takes place this year on September 20 to 22 in Panama City, Panama. I like reminding myself why I…

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