retire overseas enjoy a picnic

Why The Best Time To Retire Overseas Is Always Now

Forget Planning Your Entire Future—Just Plan Your Next Step…

Some years ago, back home in Baltimore for the holidays, I caught up with an old friend.

Bill had a dilemma at the time.

“This gets complicated, this live overseas lifestyle,” he told me. “We’ve been living abroad for the better part of two decades. Now the children are all grown, and they’re choosing to settle Stateside. As I get older, I realize that what matters most to me is being near them. So we’re working now to organize a life that allows that.

“Another funny thing I’ve realized lately,” he added. “I enjoy being back here in Maryland. Of all the places in all the world where I could be, I’m comfortable here.”Continue reading

a tropical beach at sunset

What Makes Our 2020 Retire Overseas Conference Different?

Baltimore, Here We Come—With A Whole New Retire Overseas Conference

If you’ve been to our Retire Overseas Conference in the past, you’ll identify with this…

If you haven’t, but are thinking about it, take this as a warning…

When you get behind closed doors with a team of LIOS experts and expats keen to share their insights on living and investing overseas… and you repeat this every day for three days… at some point, your brain will feel like it’s going to explode.Continue reading

beach in belize

The Top 5 Things To Check Before You Move Overseas

New Year, New Home—Part I

We’re but a couple of days to the New Year…

The last holiday in the seasonal marathon and one that causes excitement and anxiety in equal measures around the world. The potential and the promise… yet also the expectation and the daunting.

The optimist sees the shiny, golden path paved with nothing but good intentions and high expectations…

The pessimist, the cynic—the realist, perhaps—sees the uphill battle…
Continue reading

Christmas decorations santa outside houses in panama

From Christmas Eve To Epiphany: Festive Season In Panama

Feliz Navidad In Panama

We’re just two days from Christmas, and, in Panama, parrots fly from palm tree to palm tree overhead, the heat doesn’t let up from its consistent 80+ degrees, but, nonetheless, the fact that the holidays are near is no less evident than it is in colder places around the globe…

Panama loves Christmas—you’ll hear carols on the radio in every store you visit (sometimes in English, sometimes in Spanish)… every building of every type shows its spirit with large-scale decorations, garlands or ornaments, and, if they have the space, a full-sized nativity… and the capital city’s main drag, the Cinta Costera, is transformed into a Christmas wonderland.Continue reading

christmas trees outside buildings in paris

How Living Overseas Helped Me To Truly Appreciate Christmas

Overseas For The Holidays—Part II

We’re just over a week from Christmas, and for the past few weeks most of the world has been gripped by the seasonal rush… buying gifts, decorating indoors and out, baking cookies, and humming along to the Christmas songs that have taken over store radios.

I’ll admit I’m a sucker for the warm fuzzy feelings that come this time of year. No matter where in the world I am for December, I start to get in the mood—it’s the one time of year I can tolerate a cheese-fest of a movie (and I binge them all month long, much to Harry’s chagrin), Christmas tunes take over my playlist (I have several favorite albums), and I spend far too long browsing sites looking for gifts for friends and family.Continue reading

What To Expect Celebrating The Holiday Season In Belize

A Tropical Christmas In Belize

If you decide to move overseas, you’re likely to spend a few holidays in your new home eventually. Of course, it’s nice to go “back home” and visit the family at this special time of year, but give the holidays in your new home a chance, too. You’re sure to be pleasantly surprised at the exotic customs and unfamiliar traditions that come with holidays outside the States, and you’re likely to adopt some of your favorites even when you’re not there.

France introduced me to the wonderful tradition of eating oysters at Christmas time. They’re off the menu for me this year, but I love that you can order oysters all over the city in December and that they are a common dish served at the French Christmas dinner table.

Thinking back to my childhood Christmases in the States, one of my favorite and seemingly unique experiences was centered around Annapolis, Maryland—seafaring capital of the country and home of the Naval Academy. My dad’s side of the family was big into boats, and much of the holiday season was spent on the Chesapeake Bay, where boaters dressed their crafts—whether big or small—to the Christmas nines. The annual boat parade allowed them all to show off their hard work… some had simply strung lights all along, but others could have competed with the Macy’s floats. I still remember one boat that had a full Santa sleigh in lights, complete will all 12 reindeer. Gliding along the water, it looked like the sleigh was coming in for a water landing as it passed.

I always thought this boat parade was particular to Annapolis, but it turns out that Belize’s Ambergris Caye also hosts an annual Holiday boat parade. It’s a smaller affair than Annapolis’, but no less impressive in terms of the work these boaters put into their décor.

holiday parade in BelizeThe parade lasts a couple of hours and when all have gotten a chance to show off their holiday best, cash prizes are awarded for the 1st, 2nd and 3rd place boats.

An upside of this taking place in the tropics: No need to bundle up to enjoy the show—don your bathing suit if you’d like, the 80-degree forecast for the day requires no dress code.

This year’s parade—the 13th iteration of the beloved event—has just passed. But maybe, one of these years, you’ll be there to witness it all… and more…

What else do Belizeans get up to this time of year? There’s no shortage of fun pastimes for the season. Even with the various religions practiced and mixed cultures throughout Belize, the holiday season brings community members together…

Tree Lightings And Festive Trimmings

Traditionally, the Christmas celebrations in San Pedro town on Ambergris Caye commence on the first Sunday of December with the tree lighting at Central Park. After the lighting, local schools start playing Christmas tunes, perform dances to traditional holiday music, and a fireworks show lights up the night.

There are no large chain stores here to make holiday décor shopping an easy, one-stop experience, but that doesn’t stop anyone from getting creative with makeshift decorations all over the country, which begins dressing itself festively for the season well before the first weekend of December.

Last year, the Hol Chan Marine Reserve building decorated its roof with white lights and outlined deer… in addition to their marine-inspired Christmas tree—a large red coral…

In Corozal, the tree lighting takes place on the first Saturday of the month to the sound of carols played over stereos and attended by dozens of residents donning Santa hats. The tall tree is the centerpiece of Corozal’s central park each year, accompanied by giant ornaments that punctuate the park as well as local vendors selling perfect gift items.

The town’s businesses and organizations all try to outdo one another in decorations here…  Last year, schoolchildren in Corozal made a Christmas tree out of glass Sprite bottles. Books made up a snowman at the Corozal library. And groups of people will walk through town singing carols and holding candles, spreading joy wherever they wander.

chan marine belize

Holiday Market At The Truck Stop

Local vendors from around Belize make their way to the Truck Stop in San Pedro for an afternoon craft fair, tree lighting, and photos with Santa. Located only one mile north of the bridge, this trendy food and beer garden attracts locals and visitors with movie nights, Thursday trivia, themed events, and incredible bayside sunsets.

LoveFM’s Annual Christmas Parade

love fm parade belizeLoveFM spreads Christmas cheer to the people of San Pedro during its annual evening holiday parade. Brightly lit floats and participants in festive holiday costumes make their way through the streets of San Pedro, with bystanders catching candy and cheering on their friends and family.

Riding in this parade is open to everyone as long as you register in advance. Participants in 2018 included everyone from locals who decorated their family vehicle (their golf cart) to the San Pedro Town Council, the Garifuna Council San Pedro Branch, and the Rotary and Rotaract Clubs.

Midnight Mass

With Catholicism prevalent in Belize, the tradition of Midnight Mass is a favorite annual event to kick off Christmas Day each year.

The Bram And Brokdong

A uniquely Kriol Christmas tradition, the bram is a dancing spree for everyone in the country. The population takes to the streets and parades from house to house spreading holiday cheer by singing, making music, and boogieing in honor of the season. In rural Belize, the two-day Christmas holiday is synonymous with the bram festivities. The Gales Point Manatee bram is reportedly the best example of a traditional bram today.

Brokdong is the traditional Kriol music that accompanies the bram. It’s explained that brokdong can occur without the bram, but the bram cannot occur without brokdong. This Caribbean-style music is typically made with forks, graters, a two-sided drum called a goombay, banjo, harmonica, accordion, a quijada (the jawbone of a donkey), a shakka gourd (like a maraca, anything that rattles can be used)… and just about anything else that makes noise.

The lyrics of brokdong music are usually narrative, often reciting histories, legends, and satire and are always in Kriol.

While brokdong music is less popular with the youth these days, the over-40 crowd in Belize still love to jam to this rhythmic, infectious music.

Boxing Day

Adopted from the British, Belize recognizes Boxing Day, historically known as St. Stephen’s Day, as a national holiday. This holiday is dedicated to giving back to the less fortunate through monetary donations or practical gifts.

Post-Christmas

Even after Christmas, the celebrations continued through to the New Year. Some of the most attended events included the New Year’s celebration at Crazy Canuck’s Beach Bar and the San Pedro Town Council-sponsored party at Central Park.

Traditionally, decorations are taken down on the Día de los Reyes Magos (Day of the Wise Men) on Jan. 6. That is rarely the case, though, and decorations often linger well into the beginning of February.

Holiday Fundraisers

In addition to the fun and festive activities, a handful of community fundraisers are held to support those in need throughout the country each year. With the help of local businesses and organizations, a number of children, who may not have otherwise, will wake up to find a gift under the tree.

In 2018, Rotaract implemented the Merry Box program, encouraging businesses and their customers to commit to filling at least one box of non-perishable items to donate to the San Pedro Food Bank & Colleen’s Kitchen, which serve hot meals twice a week to the needy families of San Pedro.

Last year, Living Word Church hosted an enormous toy drive for the local tots. Through their toy distribution, which took place a few days before Christmas, they presented over 1,000 children, who otherwise may not have been visited by Santa, with brand-new toys.

Meaningful contributions and efforts like these really define the meaning of the holidays in Belize. To see communities come together, no matter how little or how much they may have been able to give, speaks volumes about the caring and integrity of the people of this little country.

The Christmas decorations should be down by the time we kick off our 2020 Live and Invest Overseas Conference in Belize City… by then local businesses may have swapped them out for some Valentine’s hearts and flowers… while, over in San Pedro on Ambergris Caye, the month-long Carnaval will be in full swing. Whether you embrace these celebrations or look to escape them, Belize offers plenty of options… and, should you join us for this once-a-year event, I encourage you to spend a few days (before or after the conference) to check out some of the rest of the country. If you’re not sure about where to go, you’ll get plenty of inspiration from the experts you’ll meet in Belize City…

At this 10th annual Live and Invest in Belize Conference, Feb. 12–14, our team of Belize experts and expats will walk you through:

  • The benefits of QRP residency and what’s required to qualify… as well as how to go about getting residency if you don’t meet QRP rules…
  • Day-to-day life here (as told by expats)… from Ambergris Caye to the mainland coast to the Cayo
  • What’s required to open a bank account…
  • Your options for medical care and health insurance…
  • Where it makes most sense to buy for investment today…
  • How much to build a home…
  • How to set up your business (and what businesses tend to work best here)…
  • Where to get everything you need to survive (without Walmart and Home Depot)…
  • How to live a more self-sufficient life…
  • And lots more…

Best of all, you’ll be in the company of like-minded readers and friends who share your hopes and dreams of living (at least a little time) overseas…

Kat Kalashian

Thanksgiving dinner turkey

The Moveable Feast: Celebrating Thanksgiving In Paris

Overseas For The Holidays—Part I

This week, it’s hard not to be distracted by the holidays…

With Thanksgiving under our belts and December now upon us, I like to think we’re all a little starry-eyed… we’re looking forward to the marathon of family engagements, office parties, seasonal foods, time off work, and general merry-making that’s upon us come late November. Everyday life has taken something of a hiatus, as have our run-of-the-mill commitments.

This time of year, I perennially ask myself: For those of us who have set ourselves up far from where we hail, what do the holidays mean…?Continue reading

how to make friends overseas

How To Make Friends Overseas, Even For Introverts

How To Make New Friends Overseas (Even If You’re An Introvert Like Me)

One of the hardest things about upping stakes and pitching your tent somewhere new is the social aspect. You’ve likely spent a lifetime putting together a social fabric wherever you currently call home, and it’s a great loss to have to leave friends and family behind when you go.

You’ll stay in touch, of course, and your loved ones will always be in your life. But you won’t be able to see them as often, and even if you talk to them frequently right after your move, you’ll likely begin to drift apart as you devote more attention to building your new life.

The upshot of this shift, though, is that you get to make new friends in your new home.Continue reading

Portugal’s Incredible Story: One Of The Biggest Empires

Once A World Player, Now A Little-Known Safe Haven

Picture a chain of historic and charming small towns strung together by a single-lane highway, people walking or biking along, passing roadside stands offering fresh fruit at unbeatable prices (3 euros for a 5-pound bag of oranges!).

The weather is warm, and blossoming vines grow over the stucco walls that hide beautiful villas inside. Thanks to fantastic weather year-round, with more than 300 sunny days a year, every day is a perfect day to get out and enjoy your new home (and you won’t need to worry about heating or air conditioning bills).

Continue east, and small towns give way to flowering hedges, tall trees, and grasslands. The landscape is an eye-candy explosion of orchards and flowers that bloom year-round, across more than 200 kilometers of craggy coastline and some of Europe’s best beaches…

This is Portugal’s Algarve… and as alluring as its current assets are, I’m a history nerd andContinue reading